Do I need car insurance to drive someone elses car?

Madlyn Fallis: it depends on their insurance, usually you can drive their cars but not always

Asa Soho: This site will be very helpful for finding the best price ofr you: INSURE-HELP.COM

Dorris Homola: That's a loaded question, because it depends on how the insurance policy on the car you are driving, is worded.In general, you MUST be listed on the policy of any car you are driving, that belongs to a household member, or is regularly available for your use. Some policies, however, will flat out only cover drivers that are listed.At least one state, requires you to have your own insurance, to keep your license valid.So . . .check with the insurance company, of whomever's car you plan on driving. BEFORE you drive it....Show more

Karey Dunken: By policy you must have WRITTEN permission from the owner to drive the car and then you are covered and NO questions can be asked.

Leann Villalta: As long as the car is insured, you're fine. The insurance is o! n the car, not on the person.

Jude Colbenson: it all depends on the insurance policy of the person whose car you are driving, in most cases you should be covered but it isn't so straight forward

Clifford Gombos: If you use someone Else's car, they need to be be insured for multiple drivers. If their policy covers anyone driving, you're good to go, but if anything happened to the car, it would be their rates that are affected. (To the best of my knowledge) I say, call an insurance company and ask. That way you'll know for sure, and have all the info you need ..Hope that helps!...

Cyndy Grimes: The rules vary by State. However, if you don't have your own insurance, there is (usually) nothing to protect *you*. It may be legal for you to drive the car, and if you damage some property or run someone over, *they* may be covered by someone else's insurance. But what happens when *you* get sued? Who or what will protect you?In most States if, say, you run over som! eone's $1,000 flower garden. The insurance will pay that perso! n the $1,000. But then the insurance company will sue you to recover the $1,000. (This is called 'subrogation'.)So while the car owner's insurance will protect them and the car, in most States it will not protect *you* at all. It is usually legal for you to drive the car, since only liability coverage to protect others is required.When you are the beneficiary of an insurance policy, that imposes on the insurance company an obligation to defend you against legal claims. Most policies only have the people listed on the policy as beneficiary. The rules, again, differ by State. (In most States, minors are automatically beneficiaries on their parents policies if they live with them. This is so because your parents can be held liable for your actions.)...Show more

Queenie Ruthers: I would recommend you to visit this web site where onel can get quotes from different companies: http://QUOTES-FOR-INSURANCE.NET/index.html?src=3YA...RE :Do I need car insurance to drive someone e! lses car?I got my license about a month ago..I'm 16 years old, going on 17 soon. I was wondering if I need to have my own car insurance in order to drive someone elses car? Their car is insured, however, I don't have my own insurance yet.Thank you!Follow 7 answers...Show more

Arden Strachn: I recommend one to visit this site where you can get quotes from different companies: http://PROTECTIONQUOTES.NET/index.html?src=2YAtckf...RE :Do I need car insurance to drive someone elses car?I got my license about a month ago..I'm 16 years old, going on 17 soon. I was wondering if I need to have my own car insurance in order to drive someone elses car? Their car is insured, however, I don't have my own insurance yet.Thank you!Follow 8 answers...Show more

Coleman Ocegueda: in case you rigidity on the line in a motor vehicle you'll be able to desire to be insured no rely if this is thru your guy or woman coverage or via being further to somebody elses coverage - you c! ould no longer purely bounce in and bypass.